Fees
What advice costs before any product is arranged
We quote planning and consultation fees up front. Figures below are starting points; complex estates, multiple company entities, or overseas interests may need a tailored estimate.
Whole-of-Life Financial Planning
A structured planning engagement that maps income, pensions, investments, protection, and tax choices into one clear plan for your household.
Retirement Income Review
A focused review of how your pensions and savings can support the income you need once work slows or stops.
Investment Portfolio Consultation
An independent look at how your investments are allocated, charged, and aligned with the timescale of your goals.
Protection & Family Cover Advice
Advice on life cover, income protection, and critical illness arranged around mortgage commitments and dependants.
Business Owner Wealth Planning
Planning for directors and partners who need to balance company cash extraction, pension contributions, and personal goals.
How fees are agreed
After an introductory call we confirm which consultation fits and send a written fee agreement. You approve that agreement before fact-finding begins. If we later arrange a pension, ISA, or protection policy on your instruction, any implementation charge is set out separately and never deducted without consent.
What influences the final figure
- Number of existing pensions and investment accounts to research
- Whether one or two households (for example, adult children) are included
- Company structures for director planning
- Urgency around a remortgage, retirement date, or inheritance
These pages are informational only. No payment is taken through this website.
Ask for a fee estimate