Crown Hill Advisory

Consultation

Whole-of-Life Financial Planning

A structured planning engagement that maps income, pensions, investments, protection, and tax choices into one clear plan for your household.

Advisor reviewing financial documents with a client at a desk
Who it is for
Individuals and couples in England who want a joined-up view of pensions, savings, and lifestyle goals rather than isolated product recommendations.
What you receive
A written financial plan with cash-flow projections, priority actions, and a review rhythm you can follow with us or independently.
Provider
Advised by a Crown Hill planning consultant based in Lower Smithaming, with meetings in person or by video.
Typical timeline
Typically four to six weeks from discovery meeting to signed recommendations.
Where we meet
Meetings at our Lower Smithaming office or remotely across England.
Fees
From £1,850 for a full household plan. Implementation fees, where applicable, are agreed before any product is arranged.

Request this consultation

Scope

Included in the engagement — and what sits outside it

Clarity at the outset keeps recommendations honest.

Included

  • Discovery meeting covering goals, dependents, and existing arrangements
  • Full fact-find of pensions, ISAs, workplace schemes, and protection cover
  • Cash-flow modelling across working life and retirement
  • Written recommendations with rationale and trade-offs explained plainly
  • One follow-up call within 30 days to answer questions on the plan

Not included

  • Discretionary portfolio management or day-trading instructions
  • Tax return preparation or HMRC representation
  • Legal drafting of wills or lasting powers of attorney

Process

From enquiry to annual review

Request a planning conversation so we can confirm whether a full engagement is the right fit.

  1. Enquiry and suitability conversation
  2. Discovery meeting and document gathering
  3. Analysis and draft plan
  4. Recommendation meeting
  5. Implementation support where you instruct us
  6. Scheduled annual review

Preparation

Bring recent pension statements, payslips or dividend summaries, mortgage details, and a note of near-term goals such as school fees or early retirement.

Constraints

Advice is provided under UK regulatory standards for retail clients. Complex estate or cross-border situations may require referral to a specialist.

Ask about whole-of-life financial planning

We typically reply within one working day. We will confirm suitability before any fees are agreed.

Arrange a call